Frequently asked questions

Finton is a Swedish personal-finance app that gathers your accounts, categorises transactions automatically and shows insights into where your money goes. You can also choose to fetch insurance and bank details for a more complete picture. The goal is a clear overview and concrete next steps – without spreadsheets or manual bookkeeping.

Download Finton from the App Store or Google Play, create an account and connect your bank with BankID. Most people see their first overview within a few minutes after the connection is complete.

Yes. Finton is in the App Store for iOS and on Google Play for Android. You can use the same account on several devices.

To see your real finances you need to connect at least one account via Open Banking. The connection uses BankID and you can remove access in the app at any time if you want to pause or stop.

Open the app, choose to add an account and sign in with BankID via your bank. Finton then gets read access to account data via a certified Open Banking provider – we never see your bank password.

Yes. The connection uses BankID via regulated Open Banking APIs. Finton only has read access, stores data securely in the EU (Google Cloud, region europe-north2) and cannot move money or make payments for you.

No. Finton cannot initiate payments, transfers or change anything on your accounts. The app also cannot take out, cancel or change insurance for you – it reads data to show overview and insights.

Transactions are fetched automatically and updated regularly without you needing to sign in every day. You can also pull to refresh in the app if you want the latest data immediately.

Open Banking connections can expire or need to be renewed for security reasons, for example after the bank’s policy or if you changed BankID device. Sign in again via the app and the connection is usually restored in a few seconds.

Data is processed and stored securely in the EU (Google Cloud, region europe-north2). More about what information we collect, retention periods and your rights is in our privacy policy at finton.app/en/privacy-policy and terms of use at finton.app/en/terms.

Yes. Finton places purchases in categories such as food, housing, transport and subscriptions so you quickly see where the money goes. You can adjust categories if something ended up in the wrong place.

Yes. You can connect several accounts and get a combined view of your finances. That is especially useful if you have a salary account, savings account and cards from different banks.

Finton Score is a way to follow how your finances develop over time based on patterns in your transactions. It is a guiding measure – not a credit decision – that helps you see whether you are moving in the right direction.

The app highlights anomalies, recurring costs and spending drivers that stand out, so you can more easily prioritise what is worth reviewing first.

We do not sell your transaction data. To deliver the service we share necessary data with trusted subprocessors — for example Enable Banking (bank connection), certified providers for insurance and bank details, Gokind (categorisation) and OpenAI (optional AI chat) — according to our privacy policy and under data processing agreements. We do not share your finances with third parties for their own marketing.

No. It is completely optional and separate from the bank connection for transactions. You choose if and when you want to fetch insurance and bank details in the app.

Start the flow in the app and identify yourself with BankID. Finton can then show premiums, cover and renewal dates in the same overview as your transactions.

Yes. You can fetch details on mortgages, personal loans, savings, investments and private pensions. That also uses BankID and only grants read access.

No. Finton can only read and display information. The app cannot take out, cancel or change contracts for you.

Yes. Identification uses BankID in a secure flow. Finton only receives the information needed to show your overview and stores it securely according to our privacy policy.

You can clear fetched data in the app or delete the whole account under Settings. When the account is deleted, saved insurance and bank-detail data is also removed from our systems.

Finton is free to download and try. Core features for overview and insights should be available without you paying up front. Any future premium features are communicated clearly before you activate them.

Finton may earn revenue through affiliate links. That means we sometimes show products or services from partners – for example savings accounts, loans or insurance – that may be relevant to your finances. If you click a link and become a customer we may receive a commission from the partner, at no extra cost to you. We only highlight suggestions we consider meaningful and you always choose whether to go further.

Affiliate partnerships help fund the service, but they should not steer the analysis of your finances. Insights about your spending and patterns are based on your own transaction data – not on whether we have a partnership.

No. We do not sell your bank transactions or personal finance data to advertisers. Revenue may come from partnerships when you actively choose to continue via a link, or in the future from optional paid features that are clearly presented in the app.

Go to Settings in the app and choose to delete your account. Your data – including transactions, insurance and bank details – is then deleted from our systems; any copies in backup can take up to 30 days to clear completely. You can also contact support if you need help.

Yes. You can disconnect individual accounts or banks in the app whenever you want, without closing your whole Finton account.

Write to [email protected] or use the support page at finton.app/en/support. Please mention which bank and device you use so we can help faster.