Is it safe to link your bank account?
Yes — and it rests on a simple principle: Finton can read data for analysis but cannot make payments. That means you get a better overview without giving the app permission to move money.
If you want to understand how the connection works technically, read our explanation of Open Banking in Finton.
What makes the connection secure
- BankID is used where relevant for strong identification.
- Finton uses read access, not payment initiation.
- You can disconnect the account whenever you want.
- The app is built for overview and analysis, not for transactions.
If you want to see how transaction analysis is used in everyday life, read more on the page about finance app and analysis.
What Finton cannot do
Finton cannot make payments, move money between accounts or change bank settings. That is an important boundary that reduces risk and keeps permissions clear.
Common questions about secure bank linking
Is it safe to link a bank account to Finton?
Finton uses Open Banking with read access and BankID where relevant. The app can read data for analysis but cannot initiate payments.
Can Finton move money between accounts?
No. Finton cannot move money, pay bills or change account settings. The feature is limited to reading data.
Can I remove the connection whenever I want?
Yes, you can remove the bank connection at any time in the app. You stay in control of access.